Lombard Canada Ltd. is responsible for the insurance management services for all of the Lombard group's commercial, personal, and specialized insurance companies. Lombard Canada Ltd. also provides insurance management services for external clients including the Tokio Marine & Nichido Fire Insurance Co., Ltd. Lombard Canada Ltd., and the member entities of the Lombard companies that it manages, are wholly owned subsidiaries of Northbridge Financial Corporation.

Lombard General Insurance Company of Canada underwrites commercial lines business through select brokers across the country. Lombard General brokers have access to one of the industry's most powerful underwriting tools: Business Choice ®, a specialized point of sale software developed by Lombard Canada. Beyond providing small and medium sized businesses with the specialized insurance coverage they require, Lombard General also offers custom marketing services and specialized coverages designed to meet the needs of businesses across the country.

Lombard Insurance Company is a personal lines underwriting insurance provider committed to providing Canadians with the most innovative personal lines insurance solutions. Lombard Insurance was well ahead of the competition when it introduced its packaged homeowner and automobile product Personal Choice ® - a package that remains popular today. Lombard Insurance Company strives to stay on top of the changing needs and lifestyles of its clients, that is why we have recently introduced two new coverages - "Toys Coverage" for seasonal dwellings, watercraft, motorcycles, and snowmobiles and Homework ® for the growing home based business sector.

Zenith Insurance Company was incorporated in 1997 to meet the needs of customers over the age of 50. Through the Privilege 50 ® Program, Zenith customers receive specialized coverages and rates designed specifically for customers 50+. Zenith's services enjoyed such a wide and positive reception that Zenith decided to broaden its scope and now underwrites the members of many groups and organizations, again with a focus on customers over 50.