By combining your home and auto insurance into one convenient Personal Choice package, you can enjoy an extra saving on each policy. That's in addition to other discounts such as age, multi-vehicle, claims free , home alarm and much more.

And with Personal Choice you can start saving right away! If you currently have separate home and auto policies, they likely have different renewal dates. With Personal Choice you can enjoy immediate savings on the current policy, and once the other policy expires it will automatically attach to complete your package. There's no need to cancel existing policies mid-term (which might result in cancellation fees) or wait for both to expire to start saving now with Personal Choice.

Money isn't the only thing you'll save. With one billing statement, one renewal date and one easy to follow package, Personal Choice saves you the time and hassle of dealing with several separate policies.

Another advantage to Personal Choice is that you pay only one deductible when a loss impacts both policies. For example, if you have a car accident and your golf clubs, which are covered under your home policy, get damaged along with your vehicle, you'll only have to pay one deductible even though the loss affects both your home and auto policies. One less thing for you to pay for and worry about.

Along with our regular coverage, Personal Choice customers can take advantage of these additional coverages:

Free* Emergency Roadside Assistance including towing! - with a Personal Choice package (combining your home and auto policies) Lombard will reimburse you up to
$100 per incident for towing or other emergency road services, maximum of $200 per policy year.

* not available in all provinces

Lifestyle Coverage - This unique coverage gives you additional peace of mind for family members' contents in a healthcare facility, liability associated with volunteer work, and cash robbery within 24 hours of withdrawal from a bank, including an ATM. This coverage is included free of charge for Personal Choice customers.

Driving Record Protection† - for a nominal fee, you can add Driving Record Protection to your auto policy, which guarantees that your driving record will not change in the event of your first at-fault accident.
(Available for qualifying customers. Accidents resulting in a conviction classified as major or criminal code do not qualify)

† not available in all provinces