Lombard offers a range of property insurance that allows you to choose the level of coverage that is right for you. The most popular forms of Lombard property insurance are Broad Form and Comprehensive. Broad Form covers all risks to your dwelling structure and named perils coverage to your contents (named perils include damage from events such as theft, windstorm, fire, lightning, etc.) Comprehensive is the most extensive coverage and includes all risks to your dwelling and contents.

Property Product Features
With Lombard property insurance, you'll benefit from these innovative insurance coverages:

• Guaranteed Replacement Cost - if your home is destroyed, Lombard will cover costs to rebuild it with materials of similar kind and quality, even if your policy coverage is less. You must insure your home to 100% of estimated replacement cost to qualify for this coverage.

• Student Away - if you have a student in the family away at school, your insurance extends to their belongings at school.

• Special Limits - Lombard offers some of the highest "special limits" insurance on items such as business records at your home, computer software, securities, etc.

• Jewellery Coverage - you can choose to cover your jewellery based on appraised value, not just replacement value.

• Lifestyles Coverage - this product is designed to meet the needs of today's active lifestyles, and includes coverage for: a family members' contents while in a healthcare facility, liability associated with volunteer work and cash robbery within 24 hours of withdrawal from a bank or an ATM. Lifestyles coverage is included at no additional charge with Lombard's Personal Choice® Package
  * Subject to the limits, exclusions & conditions in the policy or can be added for a nominal fee to your property policy.

• Property Savings and Benefits
  You can save on your property insurance by taking full advantage of the following Lombard discounts:

• Personal Choice® - combine your home & auto insurance into one package and you'll save on both policies.

• New Home Discount - save if your home is less than 10 years old.

• Claim-Free Discount - if you have not had any claims in the past three years, you'll save more.

• Alarm System - if you have a centrally monitored fire or burglar alarm system installed, you're eligible for added savings.

• Age Discount - be rewarded for your years of responsible living.

• Mortgage-Free Discount - if you've paid off your mortgage, you'll receive a mortgage-free discount.